Friday, June 10, 2011

$100 Giftcard up for grabs, ends June 30th




Time4mommy is offering up a $100 Visa Gift Card
& Premium Advertising for your blog or business (if applies)for
6 months to the member that refers the most

new members to New Community

All you have to do is tell all of your friends what a
wonderful site this is, have them join, and make sure they put your
name down as a referral. Easy huh?

We will be keeping count! We'll let you know when someone
signs up so you'll know too.

We'll announce the winner July 1st!

We're keeping track and in the running for the
$100 Visa Gift Card are -

Francine from Have Kids Will Coupon - 6
Member Referral

Stacie from Simply Stacie - 4 Member
Referral

Melissa A from Merry Land Girl - 2 Member
Referral

Deana from Deana Barnhart- 1 Member Referral

Opal Stevens from Opal Stevens Blog - 3 Member referral

So tell your friends, Blog about it, Tweet
about it (use the #time4mommy hash tag),

and Earn some Money! Make sure they name
you!!


Also - Earn one Entry for a $50 amazon Gift
card with Every New Member You Refer!














Time 4 Mommy Friday Giveaway Linkup

Welcome to Time 4 Mommy's Friday Giveaway Link
Up





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Enter some Great Giveaways, find new products, and
link up Giveaways you are Hosting.


You can follow Time
4 Mommy on GFC
Find our Giveaways linked up on the side. 
Please Enter!

To participate, please leave your direct
url to your Giveaway, then Go check out some great products, and
don't forget to leave comments - we all love those!







Thursday, June 9, 2011

Investing Within an IRA

The other day, I posted about starting a list of 99 things I'd like to accomplish in 999 days. I talked about 5 of the financial goals I've set for myself. #3 was investing in our IRAs on a consistent basis. So, I've been spending some time researching IRA accounts.

I've found that the easiest way to be consistent with investments is to do it automatically. An IRA, of course, is just the basket that holds your investments, so I've been researching convenient ways to participate in online trading where I have access to mobile trading and an online broker.

Here are some things I've learned while researching IRAs:

  1. Stock trading isn't your only option for investing inside of an IRA. You can also invest in bonds, mutual funds, as well as other assets such as real estate.
  2. You pay taxes on the back end with a traditional IRA (when you withdraw the money in retirement), but pay taxes on the front end when you invest in a Roth IRA. Both accounts grow tax free while the money is in the account.
  3. There are income limits for contributing to a Roth IRA.
  4. Roth IRAs are more flexible. You can withdraw some of the money early, and can leave the money in there for as long as you want. With a traditional IRA, you are required to start withdrawing money by the age of 70 1/2.
  5. SIMPLE and SEP IRAs are other options for small business owners and those who are self-employed.
Hope you found this helpful! Investing can seem intimidating at first, but like with all of the important things in life, it's worth it, and is not so bad if you just take it one step at a time.

Wednesday, June 8, 2011

Prettly Little Liars Bonus Features!

   As you know by now, I'm addicted to this show. If you missed my previous posts you can go HERE and HERE. I'm patiently waiting for season 2 . You can buy season one now (it came out yesterday!) on DVD in case you missed it or just have to watch it again to hold you over :)
    The Pretty Little Liars DVD has bonus features too. My favorite was The Little Secrets from the Set. I found out that Ian who plays the HOT teacher Ezra is actually a trained dancer! It was neat seeing their trailers too but if you want to know anything else you have to pick up the dvd set yourself.I also loved the Unaired Scenes!

Additional special features include:
Pretty Little Liars: Two Truths and a Lie - The Girls take turns revealing three things about themselves...Not all of them true.
It All Started with a Little Lie-The making of Pretty Little Liars

                                               Here, watch a video about Selecting the Cast



Are you addicted? Order your copy of the Pretty Little Liars Season One on DVD here today: http://bit.ly/lRSTgB !

I have been hired by Warner Bros. WBWord division to promote Pretty Little Liars: The Complete First Season on DVD.

Freckle Box Review and Giveaway

   Frecklebox personalized gifts allowed my daughter to pick out a product to review. She sat down and took quite awhile to pick something out because as she says 'there is so much cool stuff there!'

   She finally chose one of the personalized lunch boxes. Alexis loved the fact that she could chose a mermaid that looked just like her and in case you didn't know, Mermaids are all the rage right now. Or so I'm told. 

   When it came in the mail she practically tackled me and has been carrying it around ever since. If you didn't know we are homeschoolers but go on field trips all of the time. Since it's personalized we don 't have to worry about it getting mixed up with anyone elses. 
                             Here is Alexis telling you about her new lunch box. She was a little shy :)





     Alexis has made up a list of other things she would like from Frecklebox for her birthday.

    She would also like one of the personalized journals because she LOVES to write! Her sister wants one of the personalized puzzles and one of the personalized books.

    I love the fact that they are personalized gifts that are fun and affordable.

Frecklebox is allowing us to give one of our readers one of their products.

Mandatory Entry - Go to Frecklebox Tell me which product your little one would want!

Extra Entries - 
+1 Follow Frecklebox on Facebook

+1 Follow Frecklebox on Twitter

+1 Follow Fracklebox Youtube

+1 Follow Time 4 Mommy on GFC

+1 Follow Time 4 Mommy on Facebook

 +1 Follow Time 4 Mommy on Twitter

+1 Tweet this awesome Giveaway and come back with the link to it

+1 Follow Time 4 Mommy on Youtube

+5 Sign up for our emails (right side)

+10 Join our AWESOME Time 4 Mommy Community

+5 comment on any post or create your own  post on our Time 4 Mommy Community (come back with links)

+10 Blog about it and come back with the link

The giveaway will end July 1st at 11:59pm. The winners will be chosen by random.org and emailed. The winner will have 48 hours to contact me or respond to notification or a new winner will be chosen. Giveaway open to U.S  Residents 18+


 Disclosure - A product was given for my honest opinion, no other compensation was given

Time 4 Mommy Recipe Hop

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Share a Recipe and Find New Recipes to
Try!!


To participate, please leave your direct
url to your recipe, Go check out some yummy recipes (don't forget
to leave comments - we all love those!), 
You can follow us on GFC HERE






Changeling Moon & Changeling Dream Book Review and Giveaway

                               Changeling Moon
He roams the moonlit wilderness,
his every sense and instinct on high alert.
Changeling wolf Connor Macleod and his Pack
have never feared anything —
until the night human Zoey Tyler barely escapes
a rogue werewolf’s vicious attack.

As the full moon approaches, Zoey has no idea of
the changes that are coming,
and only Connor can show her what she is,
and help her master the wildness inside.
With her initiation into the Pack just days away and a
terrifying predator on the loose, the tentative bonds
of trust and tenderness are their only weapons against
a force red in tooth, claw … and ultimate evil.
                           Read an Excerpt

                             Changeling Dream
In times of stress Jillian Descharme has always found calm
in her dream of a great white wolf with haunting blue eyes.
But she is startled when the visions return
and this time seem so
real.
Late at night he comes to her, speaks to her, touches her.

Thirty years ago James Macleod lost his wife and unborn child
to a killer bent on destroying the Changelings. Though he longed
for death, his animal instinct fought for survival and
James has been a wolf ever since.
Yet now a woman has reawakened the man in him, taming wild
instincts but arousing still wilder needs.
With his ancient enemy hunting the legendary white wolf,
James must fight for new life, new hope, new love.

                           Read an Excerpt


Mandie's Thoughts-
     GREAT new series. I was lucky enough to be able to review both books are very good and well written. I LOVE the Macleod clan and Dani Harper has developed some great characters! The Macleod men are hot and their women strong! The 2nd book Changeling Dream will be released June 28th and the 3rd in the series will be released next January.


               FSB Media is allowing us to give one reader BOTH Changeling Moon & Changeling Dream!! Lucky you!!
                                            Mandatory Entry - Tell me why you want it :)

                                                                      Extra Entries


+1 Entry - Follow Time4Mommy on Twitter

+1 Entry - Tweet about it and come back with the link (as many times as you want) 

+1 Entry - Like Time4Mommy on Facebook

+1 Entry - Become a Fan of Dani Harper on Facebook

+1 Follow Time 4 Mommy on GFC

+2 Entries - Comment on any non-giveaway post , on any blog in the Time4Mommy Community (You can this this as much as you want). Tell us which one you commented on.

+10 subscribe to our email (top-right) (Add +10 in one reply)

+20 Join our Time4Mommy Community (Add +20 in one reply )

+20 Blog about this giveaway and leave me the link to check it out (Add +20 in one reply)

+5 Add the Giveaway in a link on the side of your blog, remember to leave me a link

Giveaway will end June 30th at 11:59pm. The winners will be chosen by random.org and emailed. The winner will have 48 hours to contact me or respond to notification or a new winner will be chosen. Giveaway open to U.S  Residents 18+
 
Disclosure - I received a product for my honest opinion, no other compensation was received.

Tuesday, June 7, 2011

and the Winner is....

And the winner is Kelley C
She has been contacted and has 48 hrs to get in touch with us. 

       Go HERE to purchase Skin MD

99 Things in 999 Days ( A Bucket List with a Timeline)

Yesterday, I was totally inspired by a blog post I read in the Time4Mommy Community. In her post, she mentioned friends of hers who were working to accomplish 99 goals in 999 days. I thought it was such a great idea... a bucket list with a timeline. 

I spent an hour or so last night checking out blogs of people who have taken on this challenge, and have decided I'd like to do one of my own. Coming up with 99 goals is almost as challenging as completing 99 goals, so I'm going to try to separate the 99 goals into specific areas of my life with several goals in each. 

The first set of goals I'm researching today are financial goals. I'd like to get my financial house in order with the most common goals of financial stability. 

  1. 6 Month Emergency Fund: We currently have a one month emergency fund in place, but that really isn't enough for any serious emergency. Accomplishing this goal of adding 5 months of emergency funds in 999 days should be easy. It's just 5 months times the total of our monthly bills and the spending money we absolutely have to have each week (for groceries and the like) divided by 140 weeks (that's just shy of 999 days).
  2. Life Insurance: Life insurance is important, because it would help supplement my husband's or my income if one of us were to pass. So, I want to go to Aptus Insurance to check out insurance quotes,  and I also want to read the article on what types of life insurance to buy at the AptusInsurance.com website.
  3. Retirement: I want to set up automatic drafts into our IRAs. We haven't made a deposit into either of our IRAs in over a year. 
  4. Pay Down our Mortgage: I want to investigate VA Home Loan Rates to see if we can get a better rate on our mortgage. If we could get our monthly payments lower, but still continue paying the same amount each month, it would be a painless way to pay off the mortgage more quickly!
  5. New (to us) Car Fund: For the first time in about 6 years, we are a two car family. Two cars is not a necessity for us, because both my husband and I work from home. We have found having 2 cars to be really helpful if one of the cars break down however... and break down they do! Actually, one of our cars is at the mechanics. We dropped it off yesterday to have the oil changed, and the mechanic discovered a problem with the rod and piston. (I think that's what they called it?) So, a $20 oil change turned into a $500 car repair. We have a 2001 Dodge Durango and a 2004 Dodge Neon, so we need to have some money set aside in the event that one of the cars breaks down in a way where it's not cost effective to fix.
Okay... enough with the boring goals. Now off to dream and scheme about fun, adventures to partake in over the next 999 days! 
What's on your bucket list?

Monday, June 6, 2011

Time 4 Mommy Tuesday Blog Hop

Welcome to Time 4 Mommy's Tuesday Blog
Hop.





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Find
Great Blogs to follow and Gain new followers!


To participate,
Follow your Host Time 4 Mommy on GFC, leave

your blog link Below, and follow the blogs listed







And the Winners are....

                                                                
                                                                               Jeryl
                                                                        mbreakfied
                                                                                 &
                                                                             Charity
                                                               Congrats!! They have all been contacted.
                                                  If they do not respond of if they have already won 
                                         the books, I will pick another winner and contact you via email

Inspirational Wall Vinyl Decals [Review & Giveaway]

A Great Impression recently contacted us to offer a $25 gift certificate to one of our readers in exchange for reviewing their product! They sell inspirational and Christian wall art, decals, and decorative wall quotes. They have a ton of cute and heartwarming quotes they have available. Here are some of my favorites... 

Aren't they great? In addition to quotes, they also offer decorative elements/images...




I was a little nervous about putting it up on my wall, but it was pretty easy. The decals come with detailed, and amusing instructions (there's some great humor thrown in). The letters were between two sheets. I rubbed the letters with a gift card before removing one of the sheets. Then I just had to stick the letters on the wall, rub once more with the gift card, and peel off the other sheet. 


Here's a video, so you can see how it turned out...












Mandatory Entry -
 
Reply below and Tell us you want it! For Extra Entries, do any of the following and leave a separate reply for each one letting us know you've done it. 

Remember to leave contact information so we can let you know when you've won! 

Extra Entries - 
 
+1 Entry - Follow Time4Mommy on Twitter

+1 Entry - Tweet about it and come back with the link (as many times as you want) 

+1 Entry - Like Time4Mommy on Facebook

+1 Entry - Become a Fan of A Great Impression on Facebook

+1 Follow Time 4 Mommy on GFC

+2 Entries - Comment on any non-giveaway post , on any blog in the Time4Mommy Community (You can this this as much as you want). Tell us which one you commented on.

+10 subscribe to our email (top-right) (Add +10 in one reply)

+20 Join our Time4Mommy Community (Add +20 in one reply )

+20 Blog about this giveaway and leave me the link to check it out (Add +20 in one reply)

+5 Add the Giveaway in a link on the side of your blog, remember to leave me a link

Giveaway will end June 27th at 11:59pm. The winners will be chosen by random.org and emailed. The winner will have 48 hours to contact me or respond to notification or a new winner will be chosen. Giveaway open to U.S  Residents 18+
 
Disclosure - I received a wall decal for my honest opinion, no other compensation was received.

Time 4 Mommy Meme Monday

Welcome to Time 4 Mommy's weekly
Meme.



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To
participate, Grab our Button and answer the questions on your
blog Feel Free to Follow us on GFC @ our Time 4 Mommy Community


Don't forget to add your link
below so we can all see what you have to say.
If you don't have a blog, post your answers
HERE


***Only add your link on here if you are participating in
the MeMe***


Every
Monday I'll add three questions, the first one will always be the
same.





1. What did you do this week to take time for
yourself?





2. What is your favorite flavor of Jelly
Belly?





3. Tell us something we may not know about
you.

 

2011-06-05

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